Upon a successful Pre-Approval Test, you will receive a specific amount, indicating the pre approved credit limit for easy qualification for a Buy Now Pay Later (BNPL) loan on PLIM which you can use on any treatment or course from any clinic on our marketplace.
Types of PAT Results
3 Results
In this article we will learn about the 3 types of results of a Pre-Approval Test on PLIM & the implications of each result.
Step 1 Pre-approval application accepted
Step 2 Pre-approval application declined
A negative result signals that your credit score is insufficient for loan approval. Reattempt the test after 60 days, offering an opportunity to improve your credit score before retrying.
Step 3 Application under review
In rare cases where the system requires more time for calculation, users are informed to wait. An email reminder and a dashboard notification will be sent once the system finalises the pre approved credit amount.
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